Ketentuan Penggunaan

Please read these Terms of Use ("Terms") carefully before accessing or using the Cendekia Sahamarta website and platform ("Website"). By accessing or using the Website, you confirm that you have read, understood, and agreed to be legally bound by these Terms. If you do not agree, you must stop using the Website immediately.

1. Umum

1.1. You are invited to visit Cendekia Sahamarta ( «https://cendekiasahamarta.com» )
Email us at info@cendekiasahamarta.com
1.2. This website provides information about third-party platforms ( "Third-Party Platforms" ) for the purpose of trading (the "Services" )
1.3. These Terms govern your access ( "You" , "Your" , or "User" ) to the Website and Services. Before accessing the Services, you must read these Terms carefully. These Terms constitute a legally binding agreement between you and the owner of this website. By using this website, you agree to these Terms in their entirety. These Terms may be updated from time to time.
These Terms incorporate our Privacy Policy. By agreeing to these Terms, you also agree to our Privacy Policy. (You can read our Privacy Policy here ).

2. Kelayakan

2.1. Access to the Website is granted subject to compliance with these Terms and Conditions.
2.1.1. You must be at least 18 years of age.
2.1.2. You must have the legal capacity to enter into these Terms and Conditions.
2.1.3. The laws of the country where you reside or access the Services must not prohibit you from using the Website or any services available on it.
2.2. We make no representations, warranties, or guarantees regarding the legality of the Website or Services for any particular user. We are not responsible for any unlawful use of the Website or Services by any user.

3. Restricted regions

3.1. Without limiting the scope of information provided, we reserve the right to restrict access to the Services and/or Website (or any part thereof) for: (i) users residing in restricted territories ("Restricted Territories"); and (ii) users we reasonably determine may pose regulatory, legal, or reputational risk.
3.2. We may also impose additional requirements before onboarding users who are nationals of certain countries. If a user travels to a Restricted Territory, the Website or Services may be temporarily unavailable or blocked.

4. Aktivitas yang Dilarang

4.1. You agree to use the Site and Services responsibly. You must not:
4.1.1. Connect to or use our Website to download, upload, share, publish, transmit, or distribute: (a) information or materials that infringe intellectual property rights, privacy rights, property rights, or any other rights; (b) information that is unlawful to publish or distribute, including content that threatens, defames, slanders, or promotes hatred on the basis of race or ethnicity; (c) information containing viruses or other malicious software capable of damaging our systems or those of any third party, or content that blocks or restricts other users from accessing the Website; (d) information or materials that violate applicable law; or (e) information or materials containing advertising or promotional content without our prior written consent.
4.1.2. Alter or remove any attribution, legal notice, label, or mark that is the proprietary property of this Website.
4.1.3. Access the Services through any interface other than the Website.
4.1.4. Interfere with other users' access to or use of the Website or Services.
4.1.5. Use bots or other automated means to access the Site and/or its Services.
4.1.6. Upload, transmit, or attempt to upload or transmit any content that actively or passively engages in data collection or transmission mechanisms — including web bugs, cookies, or spyware — without our prior written consent.
4.1.7. Frame, mirror, or otherwise simulate the appearance or functionality of the Services by any method.
4.1.8. Violate applicable laws or regulations, or encourage or facilitate illegal activity, including trademark infringement, copyright infringement, defamation, privacy violations, identity theft, or distribution of counterfeit software.
4.1.9. Alter or modify the source code of this Website, or upload any application or software capable of causing damage to the Website or any third party.
4.1.10. Disassemble, decompile, or reverse engineer any technology or software found on the Website or used to provide the Services.
4.2. These terms are in addition to any other rights we may have. If we determine that your use of the Site does not comply with these Terms and Conditions or applicable law, we may monitor your use of the Website or Services, block your access, disclose your behavioral patterns on the Website to third parties, or take any other action necessary to protect the rights and property of third parties.

5. Hak kekayaan intelektual

5.1. Website content — including video-based content, text, images, logos, audio, designs, trademarks, and other materials — is protected by our intellectual property rights and those of third parties.
5.2. All rights, title, and interests in the Services and Website remain solely ours. Access to the Services and Website under these Terms and Conditions does not grant Users any intellectual property rights.
5.3. The Website and/or Services may only be accessed for personal, non-commercial use.
5.4. You may not permit any person to modify, reverse engineer, decompile, copy, sublicense, or lease the Services or Website, or create any derivative works based on them.

6. Batasan Tanggung Jawab

6.1. The Website and Services are provided for your use at your own risk. We make no warranties of any kind, express or implied, regarding the Website or Services, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, timeliness, or uninterrupted delivery. All content and functionality accessible through the Website is provided on an "as is," "as available," and "with all faults" basis.
6.2. We are not responsible for any errors, omissions, or inaccuracies in the information available on the Website, nor for any interruption or failure of transmission to or through the Services.
6.3. You acknowledge that we will not be liable for any direct or indirect losses suffered by you or any third party in connection with the Website or Services. You are solely responsible for any decisions made based on information found on the Website and/or within the Services.
6.4. We are not liable for any losses or damages, direct or indirect, arising in connection with you or any third party, including any loss of revenue or data resulting from your use of the Website and/or Services. This limitation of liability applies to the fullest extent permitted by applicable law.
6.5. We accept no liability for technical failures affecting internet or telephone lines, computer or server systems, or any hardware. We are not responsible for any issues arising from internet use.

7. Third-Party Content and Services

7.1. When using our Services, you may encounter content from third parties, including advertisements or reviews from Third-Party Platforms.
7.2. We are not responsible for any information or products referenced through such content. This information may not always be current or up to date.
7.3. Verify the accuracy of any information before making decisions. You are solely responsible for all decisions and actions taken based on that information.

8. Tautan

8.1. This site contains advertisements and third-party content accessible via external websites ("Links"). Before downloading, relying on, or accessing any information obtained through these sites, software, or materials — or before completing any purchase or transaction — you should be aware of their third-party nature. These Links are provided for convenience only. We are not responsible for any loss or damage arising from your use of, or reliance on, information, products, or services available through third-party websites or programs.
8.2. The inclusion of any hyperlink on this website does not imply endorsement, authorization, affiliation, or approval of any kind on our part with respect to that website, its software, or its operators.
8.3. We do not review all hyperlinks on this site and cannot be held responsible for the software or websites they reference. We strongly advise caution before using, relying on, or purchasing anything from a third-party website or application. We are not liable for any loss or damage resulting from your use of, or reliance on, products, information, or content accessible through external websites.
8.4. It is your responsibility to review the terms and policies of any third-party website. We strongly recommend doing so before engaging with any third-party site.

9. Lain-lain

9.1. We reserve the right to modify, suspend, or discontinue our Services at any time. Such changes will not result in loss or damage to you, and no claims may be raised against us in connection with them.
9.2. These Terms may be updated at any time. We will notify you by publishing the revised version with an updated date at the top of the page. Changes take effect within a few business days. Continued use of the website after any update constitutes your acceptance of the revised Terms.
9.3. Users acknowledge and agree that any information submitted through or via the website does not create any relationship beyond what is explicitly stated in these Terms.
9.4. These Terms and the Privacy Policy, as amended from time to time, constitute the entire agreement between us and the User. Any other promise, representation, or agreement — whether oral or written — not included in these documents is not legally binding on either party.
9.5. Failure to exercise any right or authority set out herein does not constitute a waiver of that right or authority. Partial or full exercise of any right is without prejudice to any further exercise of the same or any other right or remedy.
9.6. If any provision of these Terms is found invalid by a court of competent jurisdiction, that provision will be severed and the remaining Terms will continue in full force and effect, interpreted as though the invalid provision had been removed, while giving effect to the intent of the original clause as determined by the court.
9.7. These Terms permit third-party partners to assign or transfer all rights and obligations, including the operation of the website and all associated services. You may not assign or transfer any of your rights or obligations under these Terms.